Chartered bank aggregates, home equity lines of credit, quarter end, Bank of Canada
Bi-annual2019-01-01 – 2025-10-0128 periods · 5 series
Dimensions
Geography (1)
Home equity lines of credit (HELOCs) (37)
Series (5)
Total, loan-to-value ratio (LTV ratio), home equity lines of credit (HELOCs), outside of combined loan plans, authorized amountsLatest: 117226 (2025-10)
Loan-to-value ratio (LTV ratio), greater than or equal to 0 percent to less than or equal to 50 percent, home equity lines of credit (HELOCs), outside of combined loan plans, authorized amountsLatest: 106447 (2025-10)
Loan-to-value ratio (LTV ratio), greater than 50 percent to less than or equal to 65 percent, home equity lines of credit (HELOCs), outside of combined loan plans, authorized amountsLatest: 8422 (2025-10)
Loan-to-value ratio (LTV ratio), over 65 percent, home equity lines of credit (HELOCs), outside of combined loan plans, authorized amountsLatest: 2356 (2025-10)
Total, loan-to-value ratio (LTV ratio, home equity lines of credit (HELOCs), outside of combined loan plans, drawn amountsLatest: 31192 (2025-10)
Chart
Data
| Period ↓ | Total, loan-to-value ratio (LTV ratio), home equity lines of credit (HELOCs), outside of combined loan plans, authorized amounts | Loan-to-value ratio (LTV ratio), greater than or equal to 0 percent to less than or equal to 50 percent, home equity lines of credit (HELOCs), outside of combined loan plans, authorized amounts | Loan-to-value ratio (LTV ratio), greater than 50 percent to less than or equal to 65 percent, home equity lines of credit (HELOCs), outside of combined loan plans, authorized amounts | Loan-to-value ratio (LTV ratio), over 65 percent, home equity lines of credit (HELOCs), outside of combined loan plans, authorized amounts | Total, loan-to-value ratio (LTV ratio, home equity lines of credit (HELOCs), outside of combined loan plans, drawn amounts |
|---|---|---|---|---|---|
| 2025-10 | 117,226.0 | 106,447.0 | 8,422.0 | 2,356.0 | 31,192.0 |
| 2025-07 | 118,913.0 | 108,497.0 | 8,301.0 | 2,114.0 | 31,750.0 |
| 2025-04 | 120,587.0 | 109,712.0 | 8,441.0 | 2,434.0 | 32,435.0 |
| 2025-01 | 121,789.0 | 110,842.0 | 8,453.0 | 2,495.0 | 32,959.0 |
| 2024-10 | 122,406.0 | 111,852.0 | 8,332.0 | 2,222.0 | 33,813.0 |
| 2024-07 | 124,360.0 | 113,683.0 | 8,319.0 | 2,358.0 | 34,532.0 |
| 2024-04 | 125,400.0 | 113,881.0 | 8,542.0 | 2,977.0 | 35,361.0 |
| 2024-01 | 129,922.0 | 116,405.0 | 9,722.0 | 3,795.0 | 36,834.0 |
| 2023-10 | 130,690.0 | 117,478.0 | 9,702.0 | 3,510.0 | 37,625.0 |
| 2023-07 | 131,717.0 | 117,951.0 | 9,769.0 | 3,996.0 | 38,445.0 |
| 2023-04 | 133,658.0 | 118,289.0 | 10,451.0 | 4,918.0 | 39,697.0 |
| 2023-01 | 134,543.0 | 119,796.0 | 10,505.0 | 4,241.0 | 40,496.0 |
| 2022-10 | 135,373.0 | 122,080.0 | 10,037.0 | 3,256.0 | 41,960.0 |
| 2022-07 | 136,309.0 | 123,756.0 | 9,466.0 | 3,086.0 | 43,194.0 |
| 2022-04 | 136,531.0 | 122,580.0 | 10,054.0 | 3,897.0 | 43,862.0 |
| 2022-01 | 136,528.0 | 122,163.0 | 10,326.0 | 4,039.0 | 44,513.0 |
| 2021-10 | 137,180.0 | 122,441.0 | 10,609.0 | 4,130.0 | 45,557.0 |
| 2021-07 | 138,759.0 | 121,913.0 | 11,695.0 | 5,151.0 | 46,652.0 |
| 2021-04 | 140,448.0 | 121,573.0 | 12,838.0 | 6,037.0 | 47,939.0 |
| 2021-01 | 142,492.0 | 121,592.0 | 14,182.0 | 6,718.0 | 49,416.0 |
| 2020-10 | 144,323.0 | 121,735.0 | 15,443.0 | 7,145.0 | 51,192.0 |
| 2020-07 | 146,793.0 | 122,241.0 | 16,838.0 | 7,714.0 | 53,198.0 |
| 2020-04 | 148,548.0 | 122,127.0 | 18,131.0 | 8,291.0 | 54,330.0 |
| 2020-01 | 150,044.0 | 122,130.0 | 19,344.0 | 8,569.0 | 56,557.0 |
| 2019-10 | 151,390.0 | 122,962.0 | 19,994.0 | 8,434.0 | 57,529.0 |
| 2019-07 | 153,730.0 | 124,553.0 | 20,449.0 | 8,728.0 | 59,289.0 |
| 2019-04 | 160,766.0 | 130,049.0 | 21,174.0 | 9,543.0 | 60,618.0 |
| 2019-01 | 162,590.0 | 131,000.0 | 21,761.0 | 9,828.0 | 61,669.0 |